1

Trim and layer an Iced Aqua panel onto the card front then die-cut the Striped Frame Cover Panel from white cardstock and adhere on top as shown. Stamp the images and sentiment then colour, die-cut and adhere with 3D foam pads to the card front.

2

Cut the sentiment banner again from Aqua cardstock then halve it and adhere to the back of the white sentiment strip so the aqua banner peeks from behind the white sentiment panel as shown.  Adhere to the card front.

3

Embellish the card with die-cut holly and berries cut from Lime Green, Avocado, Rose and Salsa cardstock to finish.